We’re committed to making a positive contribution to environmental sustainability through our actions, policies, supply chain and interactions with customers and brokers.

Our environmental sustainability objectives​

We aim to positively contribute to environmental sustainability in the following ways:

Evaluate our greenhouse gas emissions and carbon footprint ​

Reduce electricity consumption, reduce waste and increase recycling in our buildings 

Reduce greenhouse gas and carbon emissions by working with sustainable partners and suppliers

Minimise carbon intensive travel options and encourage adoption and use of video and teleconference style meetings

Educate and assist AFG brokers by developing and identifying products and services which help to reduce their carbon footprint including through travel, waste and paper usage

Develop our procurement processes so that environmental and social impacts are a key consideration when engaging with our supply chain

Our climate commitment

AFG recognises that addressing the threat posed by climate change requires immediate and urgent action. We recognise that failing to address these risks will have catastrophic impacts for the environment and economy. AFG therefore supports the global transition to net zero emissions by 2050 in alignment with the Paris Agreement. AFG is on a journey to reduce its own emissions and will work with our staff, customers and communities to drive wider positive impact.


AFG’s securitised lending arm AFG Securities Pty Ltd is a servicer and manager of residential home loans and therefore does not lend directly to the fossil fuels industry, including coal or coal products, natural or derived gas, crude oil, petroleum products and non-renewable wastes. Similarly, AFG Securities Pty Ltd does not lend directly to companies involved with native forest logging.

AFG has a minority interest in securitised lender ThinkTank Group Pty Ltd which also does not lend directly to these industries.

While these associated companies do not lend directly to these industries, some of their loan customers may be employees of such businesses, which would not exclude them from borrowing from these lenders.

Environmental sustainability

We aim to positively contribute to environmental sustainability and are constantly seeking new initiatives to improve on our established efforts.


Sustainable Partnerships & Supply Chain

AFG has partnered with WA-based not-for-profit Carbon Positive Australia, which will plant one tree for each home loan provided by AFG Securities from July 1, 2022 – at no extra cost to the customer.

Under the program, a variety of native tree species will be planted on degraded sites predominantly in Western Australia and New South Wales, providing corridors for native fauna, and supporting biodiversity and ecosystem restoration.

AFG Securities General Manager Damian Percy said AFG was committed to becoming more sustainable in its own operations and wanted to help its customers to do the same.

“Given the serious threat climate change presents to our planet, people are increasingly looking for ways to cut emissions and minimise their footprint,” he said.

“By planting a tree for every mortgage provided – whether a refinance or new loan – our customers can be assured this important transaction is also having a positive impact on our planet.”

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