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We work for you and not the bank. We get to know you personally to understand your unique circumstances. From our experience, we know which lenders will have the product that will meet your needs. And we negotiate for what’s right for you, not what’s right for one particular lender.
We start by meeting you at a time and place that suits you – at home, at work or over a coffee; during the week, at night or over the weekend – we’re always flexible. We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application process and then take it through to settlement.
Lenders will ask you to take out insurance on your new property. We can help you arrange cover to keep the approval process moving quickly and hopefully save you money at the same time.
We can get things moving quickly. We’ll work with our lender networks and contacts, looking to secure your finance as fast as possible.
Firstly, it’s hard for most people to choose. Which bank? Which product? There are a lot of options out there, and with the Reserve Bank moving official interest rates and banks moving them independently, it’s an ever-changing market.
With choice comes complexity. It can get tricky to navigate through it all. And it can take a lot of your time. A mortgage broker will steer you through this to find the loan that suits your needs and not the need of just one particular bank. A broker then deals with the lender and manages your application process through to approval.
That’s why a broker makes sense. They do this day in and day out. They know the lenders and their products, and they’re up-to-date with any changes when it comes to lender policies and products. Brokers help you choose what’s right for you.
Whatever type of loan you’re looking for, or whatever part of the loan process you’re at, a broker can help.
It doesn’t matter if you’ve just started thinking about buying, have already found the perfect house and want to quickly sort out your finance, are looking to unlock the equity in your current property, or are wanting to find out if there’s a better borrowing option than the one you currently have – any time is a good time to explore your options.
The first thing a broker will do is meet you and get a better understanding of what it is you want. Brokers are, after all, your finance professionals, so the better they get to know you, your financial circumstances and long-term goals, the better they can match you with a product that is right for you.
It’s not just about finding the lowest interest rate — there are other things to consider. For example, if you’re thinking about starting a family, flexibility is an important feature. Or if you want to renovate, easy access to equity can help. With so many products, you have so many choices.
Once you and the broker agree on the right loan, they take care of the application and get everything in place for the approval process, then see it through to settlement.