AFG welcomes In Mortgage & Finance Services (IMFS)
Leading WA finance company, In Mortgage & Finance Services (IMFS) is the latest broker group to join AFG. AFG will
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Leading WA finance company, In Mortgage & Finance Services (IMFS) is the latest broker group to join AFG. AFG will
The Reserve Bank today decided to increase the cash rate, by 0.50% to 0.85%. The RBA has made the decision
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Leading WA finance company, In Mortgage & Finance Services (IMFS) is the latest broker group to join AFG. AFG will
Discover everything you need to know in our eBook to take the leap and become a self-employed Mortgage Broker.
Find out how we’ve been helping Australians find a fairer deal for over 27 years.
A working capital loan provides funds to cover more immediate and day-to-day costs. Like the name suggests, having this type of financing means you have the capital to cover vital costs like:
Keep something extra in your back pocket
Having working capital on hand also means you have funds to create growth and make the most of any opportunities when they happen. The money is there if and when you need it, and you usually only start repayments when you’ve drawn down on it.
Unlike other more specific business finance products, working capital loans can be used for many different purposes. That’s why lenders don’t need you to tell them what you’ll be using it for.
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Some loans require collateral like your business assets, inventory or even your own home as security. However, unsecured loans are becoming increasingly available. The great thing about this is you don’t have to bet your house on your businesses success.
Because of the short-term nature of the terms of working capital finance, interest rates and fees can be higher. At AFG we’ll not only help you find the loan that keeps these costs down, we’ll look at your business track record to work out what you can afford to pay back. You don’t want to be paying a lot or borrowing too much. We always make sure your finance helps your growth, not hinders it.