All eyes on interest rates in 2017
Commodities have surged and business is confident the economy will improve in 2017, but solid growth could see record low-interest rates begin to rise for the first time in six years. The new year had barely begun when the first interest rate rise of 2017 was announced. Brisbane-based lender Suncorp announced in early January it […]
Starting a new business – what should I consider?
Australians are an entrepreneurial lot, and it looks like the trend is set to continue with more and more young people considering starting their own business each year. Starting a new business is a really exciting time. The only problem is that there is a lot to remember and in all the excitement, sometimes things […]
Different loan types
Finding the right home loan is as important as finding the right property. There are literally hundreds of home loans available, with new products emerging all the time. An AFG broker can help you find a loan that suits your particular needs, help you complete the paperwork, professionally package it with your supporting documents and […]
Explaining the loan process
Find out what’s involved in taking out a loan, from start to finish. Talk to us, it costs nothing to speak to a friendly and professional AFG broker, who can quickly help find out how much you can borrow and which loan may suit your needs, plus answer any questions about the process. How does […]
Guide to home loans
Variable Variable rate loans often provide additional flexibility and are the most popular type of home loan in Australia. As the name suggests the interest rate is variable and therefore fluctuates with the Reserve Bank of Australia’s movement and the cost of the financial institution sourcing funds to lend. Variable rates are generally broken into […]
Investing in property
Research and having the right people to help you are the keys when investing in property. It definitely pays to do your research on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets […]
Reviewing your finances?
Many people refinance their homes or investment properties to reduce their monthly home loan repayments. What other aspects of your finances can you review to help save money? 1. Review the frequency of your home loan repayments If you are paid weekly or fortnightly, see if you can change the frequency of your home loan […]
Refinancing your home loan
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of […]
Should I refinance?
My lender is charging me a higher home loan rate than I see advertised elsewhere. Can I change lenders? This is exactly the reason why most people change lenders. There may be a penalty clause in your current home loan, meaning you may need to pay a discharge fee, but it could still be in […]
Typical loan features
One size doesn’t fit all when it comes to home loans. Make sure you choose a loan with the features and benefits that are right for you. An AFG broker can recommend a loan for your particular needs – and take care of all the paperwork. When you’re ready, talk you your broker to discuss […]
