HOW CAN WE HELP
And can be exciting and daunting at the same time. An AFG broker can ensure you’re armed with the all the information you need to help you on your way to owning your home.
An AFG broker will do the leg-work for you.
They have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances.
Take a look at our online calculators. This will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.
Once you have an idea of your options, give us a call or email us and we’ll continue the legwork for you and arrange a time to meet to present the right options in detail.
This amount varies from lender to lender and depends on a number of factors.
Use our borrowing capacity calculator how much you may be able to borrow and an AFG broker will be happy to give you a more detailed response based on your individual circumstances.
Loan types and loan features will give you a good idea of the main options available, but because there are hundreds of different home loan products available, and individual circumstances are all different, contact us today to take a look at your options.
A deposit is usually between 5% – 10% of the value of a property, which you pay when signing a Contract of Sale.
If you can’t organise a deposit in time, your conveyancer/solicitor may be able to arrange a deposit bond until settlement – although you’ll have to pay extra for this. If the deposit requested is 10%, your conveyancer may be able to negotiate this down to 5%.
Go to our Repayment Calculator for an estimate. There are many different factors that influence the type of loan that suits your needs. An AFG broker can help you navigate the many options available
Most lenders offer flexible repayment options to suit your pay cycle.
Aim for weekly or fortnightly repayments, instead of monthly, as you will make more payments in a year, which will shave dollars and time off your loan.
There are a number of fees involved when buying a property. To avoid any surprises, the list below sets out all of the usual costs:
Speak with your AFG broker to obtain an estimate.
Whatever your circumstances, your AFG broker will find the deal that’s right for you, not the lender. We can arrange for a mortgage broker near you to get in touch.