Are you looking to set up your own business? Or perhaps you would like to access equipment finance to help your endeavours grow? Whatever your situation, AFG has a suite of commercial finance solutions to suit your needs.
AFG provides professional advice on a full range of commercial and business finance options that includes equipment finance, business loans, debtor finance, commercial property finance and property development.
Building on the formidable relationships that AFG has developed with Australia's leading financial institutions in the residential mortgage sector, AFG is able to provide access for commercial lending clients to a product range and level of professional service that is second to none.
To stay one step ahead, we are also continually sourcing new lenders, whether they are mainstream, non-bank or private lenders. This is part of our commitment to providing the best choice and service possible to you.
With over 1800 AFG brokers across Australia, you have the convenience and reassurance of dealing with a broker in your local area to really understand your needs and the right finance solution for you.
Enter the details of two loans and compare their repayments.
See how much you can save and your progress towards a goal.
Tell us about you and the loan you want.
Higher regular repayments can end your loan sooner.
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A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, AFG brokers have access to hundreds of loans from a wide variety of lenders.
Our brokers do the hard work for you.
They make sure you get the right home loan for your circumstances and will manage the process from start to finish – at no cost.
You can see an AFG broker at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender. You can make an obligation-free appointment with an AFG broker at a time and place that suits you.
Your broker will ask about your financial circumstances and objectives to find out what’s important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, your broker will research the market and recommend the right home loan to suit your needs. An AFG broker always looks for the right loan for you, not the lender.
Once you have agreed on a loan, your broker will manage the application and make sure everything is in order for the approval process.
Having an AFG broker negotiate finance on your behalf if the smart way to go as they look to save you time, stress and money.
AFG is Australia's largest mortgage broker, with more than 800 loan products to choose from. Because our brokers are not tied to any particular lender, they have no interest in recommending one product over another. Whatever your circumstances, your AFG broker will find the deal that’s right for you, not the lender.
Right from the start, we aim to make the home loan process as simple as possible. Our brokers arrange to see you at a time and place that’s convenient for you - whether that's after hours at home or in your lunch hour at a coffee shop. We can compare your current loan, re-assess your borrowing needs or help you start from scratch if buying your first home. Our brokers know which questions to ask so they can give you the best possible advice and select the right loan for you. From there, your AFG broker takes care of all the paperwork and keeps you updated during the application and settlement process, so you know exactly what’s going on and when.
AFG brokers are geared up to deliver fast results. In many cases our brokers can obtain 'in principle' approvals within 60 seconds. They will contact lenders on your behalf and take care of what’s needed to secure your finance as quickly as possible.
Lenders will ask for home building insurance to be taken out on the property being purchased. AFG can organise cover for you to speed up the approval process and may even save you money. If you organise your home insurance through AFG, you may be eligible for a 10% discount for the first year and 90 days' free cover, so you won't have to pay while the property settles.
AFG understands every borrower has unique circumstances – and that some are more complex than others. Our brokers know from vast experience which lenders will work with customers who have more complicated requirements, and will happily negotiate on your behalf. Whatever your circumstances, contact an AFG broker today to make sure your home loan is working for you.
