FIND OUT WHY MANY
AUSTRALIANS USE AFG BROKERS

Having an AFG broker negotiate finance on your behalf if the smart way to go as they look to save you time, stress and money.

When should I see a broker and what can I expect?

You can see an AFG broker at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.

You can make an obligation-free appointment with an AFG broker at a time and place that suits you.

Your broker will ask about your financial circumstances and objectives to find out what’s important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, your broker will research the market and recommend the right home loan to suit your needs. An AFG broker always looks for the right loan for you, not the lender.

Once you have agreed on a loan, your broker will manage the application and make sure everything is in order for the approval process.

 

SPEAK WITH AN AFG BROKER

THE KEY REASONS YOU SHOULD USE AN AFG BROKER

We can give you choice

AFG is Australia’s largest mortgage broker, with more than 1,350 loan products to choose from.

Because our brokers are not tied to any particular lender, they have no interest in recommending one product over another.

Whatever your circumstances, your AFG broker will find the deal that’s right for you, not the lender.

We make it easy

Right from the start, we aim to make the home loan process as simple as possible. Our brokers arrange to see you at a time and place that’s convenient for you – whether that’s after hours at home or in your lunch hour at a coffee shop.

We can compare your current loan, re-assess your borrowing needs or help you start from scratch if buying your first home. Our brokers know which questions to ask so they can give you the best possible advice and select the right loan for you. From there, your AFG broker takes care of all the paperwork and keeps you updated during the application and settlement process, so you know exactly what’s going on and when.

We pride ourselves in being fast 

AFG brokers are geared up to deliver fast results. In many cases our brokers can obtain ‘in principle’ approvals within 60 seconds.

They will contact lenders on your behalf and take care of what’s needed to secure your finance as quickly as possible.

AFG is a one-stop shop

Lenders will ask for home building insurance to be taken out on the property being purchased. AFG can organise cover for you to speed up the approval process and may even save you money.

If you organise your home insurance through AFG, you may be eligible for a 10% discount for the first year and 90 days’ free cover, so you won’t have to pay while the property settles.

Our brokers go into bat for you

AFG understands every borrower has unique circumstances – and that some are more complex than others. Our brokers know from vast experience which lenders will work with customers who have more complicated requirements, and will happily negotiate on your behalf.

Whatever your circumstances, contact an AFG broker today to make sure your home loan is working for you.

Technology comes first 

Our AFG brokers are equipped with the latest technology solutions allowing you to have the latest product information when you need it most.

We’ve made it our focus to build tools that make both your experience as simple as possible, in turn making it smoother for our brokers so they can focus on giving great service. As a customer of an AFG broker you’ll continue to receive the benefits of our brokers service long after your home loan settles.

WHAT IS YOUR SITUATION?

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Buying a home

An AFG broker can help you find a loan that suits your particular needs, help you complete the paperwork, professionally package it with your supporting documents and submit it to your chosen lender.

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Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

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Becoming a first home buyer

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions about your home loan. The first big question is how much you can borrow and what your likely repayments will be.

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Investing in property

Research and having the right people to help you are the keys when investing in property. It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision.

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Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

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Construction loans

Building your own house can be a wonderful and fun experience – but it can also be a long and expensive process. A standard mortgage loan is not going to cut it – but you may be eligible for a special type of loan known as a construction loan.

Need a home loan?

Whatever your circumstances, your AFG broker will find the deal that’s right for you, not the lender. We can arrange for a mortgage broker near you to get in touch.